Personal Savings Account

This savings product type is to encourage individual to save for future.

Requirements:

    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by DECEMFB
    • One passport photograph.
    • Two duly completed signature cards
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months

Target Savings Account

This is a high interest bearing account to encourage financial discipline through savings.

Requirements:

    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by DECEMFB
    • One passport photograph
    • Two duly completed signature cards
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months

Daily Contribution Account or  Esusu Personal  Savings

This is a thrift savings account designed for daily/weekly/monthly savers. Interest on this account is earned on a daily balance. It encourages the savers to accumulate fund for future use.

Unlike the target savings, the daily contributor can withdraw fund from the account at will.

Requirements:

    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by DECEMFB
    • One passport photograph
    • Two duly completed signature cards
    • Resident Permit (where applicable)
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months

Group/Joint Account

This is an account designed for a group of individuals with common interest that desire to have a common account. It enables them to pull resources together for a common development.

    • Duly completed application forms
    • Two duly completed signature cards for Principal officers
    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by the bank)
    • One passport photograph each for signatories
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months
    • Constitution or bye law (where applicable)

Corporate/Association Savings Accounts

These accounts offer a convenient way for your Business or Association to have  reserve for future investment or other activities.

Promotes the Corporate or Associate growth.

These is not a cheque account.

Requirements:

    • Duly completed application forms
    • Two duly completed signature cards
    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by the bank)
    • One passport photograph
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months
    • Constitution or bye law (where applicable)
Demand Deposit

  • Personal Current Account
  • Corporate Current Account
  • Salary Current Account
  • Joint Current Account

Fixed Deposit

  • Our Fixed deposits offer attractive interest rates (good return on Investment) for a pre-defined tenor. Investment  your money and know exactly what you will receive at maturity

Loan Products

  • Seasonal Loan
  • Personal Loan
  • Micro – Loans
  • Hire Purchase