Personal Current Account

Designed for You

The Current Account at DECEMFB offers a convenient way to manage your day-to-day finances. It is a cheque account which allows you to carry out routine banking transactions with third parties and  allows you enjoy easy access to your money anytime.

You can effect transactions on your current account with your cheque leaves.

Requirements for Opening PCA

    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by DECEMFB
    • One passport photograph
    • Two duly completed signature cards
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months

Corporate current Account

These current accounts offer a convenient way to manage your Business  day-to-day finances. It is a cheque account which allows you to carry out routine banking transactions with third parties.

    • Duly completed application forms
    • Memorandum of Articles of Association
    • Certificate of Incorporation
    • Extract of Board Resolution
    • Two duly completed signature cards of Signatories
    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by the bank) of the signatories
    • One passport photograph of each of the signatories
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months

Group Or Joint Current Account

This is a current account for people  of liked minds or same line of business wish to pull their resources together for a common goal,

It is a cheque account which allows the group or joint account holder to carry out routine banking transactions within themselves and a third parties.

    • Duly completed application forms
    • Two duly completed signature cards
    • Group Resolution (only applicable to Group Current Account)
    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by the bank)
    • One passport photograph for each of the signatories
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months
    • Constitution or bye law (where applicable)

 

Salary Current Accounts

This is a very special Demand Deposit Account for salary earners. The product is a checking account that is projected to aid  their monthly Financial planning. It also allow the customer to draw to down to certain approved amount (overdraft).

Benefits

  • Higher limit for debit
  • Right to Loan Facility
  • Account Opening does not require  any specific amount

Requirements

    • Copies of acceptable means of identification (Driver’s License, International passport, National I.D Card, Voter’s Card and any other acceptable identification document deemed fit by DECEMFB)
    • One passport photograph.
    • Two duly completed signature cards
    • Two (2) duly completed and suitable reference forms
    • Utility bill issued within the last 3 months
    • Letter of Engagement
    • Company Identification card
Savings Account
  • Savings Account Individual
  • Savings Account Association
  • Savings Account Salary
  • Savings Account Pension
Fixed Deposit
  • Our Fixed deposits offer attractive interest rates (good return on Investment) for a pre-defined tenor. Investment  your money and know exactly what you will receive at maturity
Loan Products
  • Seasonal Loan
  • Personal Loan
  • Micro – Loans